Ride Responsibly to Avoid Motorcycle Accidents
Motorcycle Accident? Your ER Trip is Covered Under Texas Law
Insurance Policies MUST Cover ER Visit Involving Vehicle Accidents
Motorcycles are a fun and convenient method of transportation, offering convenience, speed and making it easier to avoid traffic. This is why most motorcycle owners will say they provide an unmatched sense of freedom.
However, these vehicles are also less stable than four-wheel vehicles, less visible to other drivers, and drivers and passengers are more vulnerable to road hazards due to the lack of a steel frame and airbags to protect them. At Prestige ER, we believe in spreading awareness in order to help avoid a motorcycle accidents.
According to the U.S. Department of Transportation, National Highway Safety Administration (NHTSA), in 2019,
there were 84,000 motorcyclist injuries registered, and in that same year, 5,014 motorcyclists died in crashes.
Every year, during the second week of August, we celebrate National Motorcycle Week. A fun event that motorcycle lovers can’t miss and an excellent opportunity to raise awareness over the risks of riding a bike, the safety measures that should prevail to avoid severe injuries and fatalities, and what to do in the event of an accident.
Safety Tips to Avoid Motorcycle Accidents
Helmet Use: The use of a helmet definitely influences motorcycle fatality trends. The NHTSA estimates that helmets saved the lives of 1,872 motorcyclists in 2017. In addition, helmets are estimated to be 37% effective in preventing fatal injuries to motorcycle drivers and 41% effective for their passengers. Therefore, the recommendation is always to wear a full-face helmet.
Safety gear: In addition to the helmet, other safety gear is essential and can play a determinant role in the event of an accident. Items such as jacket, boots, gloves, pants, elbow/shin/knee guards can all help protect your body and can make the difference in just ending up with a scratch or bad bruise instead of a severe laceration or fracture. Also, if you must drive at night or during rainy conditions, wear reflective rain gear.
Keep your bike in optimal conditions: Make sure your bike is always in good mechanical condition. Remember to check tires, brakes, fluids, and lights periodically.
Protect your passengers: If someone else is riding with you, ensure they wear a helmet and protective gear.
Respect the Law: Always follow the transit laws in your area and never drive while intoxicated.
What to do if You are Injured in a Motorcycle Accident?
If you have been in an accident, get checked out even if you don’t think or feel like you need medical attention.
It is not uncommon for injuries to not be apparent at the time of the accident. The adrenaline rush and possible shock can mask pain and other serious symptoms, so going to an emergency center is imperative to rule out any health consequences; this will also help support any future injury claims.
The Law is On Your Side. If you are a motorcycle crash victim, you don’t need to be afraid to go to the ER.
You are entitled to emergency medical care under the Affordable Care Act. Additionally, Texas law prohibits insurance companies from overcharging you for emergency care regardless of whether you receive care in an in-network facility or an out-of-network provider.
Prestige ER has two convenient locations in Plano and Mesquite and is the best option for motorcycle crash victims. We offer minimal wait times, excellent professionals, and state-of-the-art infrastructure and diagnostic technology.
So, in the event of an accident, do not hesitate to visit the Prestige ER closest to you for a complete check-up. We are here for you 24/7, every day of the year.
Why Do You Need to Go to the ER After a Car Crash?
Delayed Medical Treatment Could Affect Your Health Insurance Claim
Even though insurance companies are required by law to offer emergency medical coverage, this hasn’t stopped them from trying to deny valid claims. The more time lapses between the accident and your visit to the ER, the more difficult it can become to establish a direct correlation between the injury, its severity, and the cause.
The insurance company’s goal is to settle the case for as little as possible. Delayed medical treatment can help insurance adjusters accomplish this goal. Insurance adjusters will also try to argue that there’s no way to prove that your injuries were sustained in the car accident since you didn’t seek medical attention immediately after the crash.
For the most part, these arguments are ineffective, and our Patient Advocate team will help you dispute them; unfortunately, they can cause you unnecessary stress and delays.
Prestige ER Offers Better Care than Urgent Care Clinics
Motorcycle and car crash victims who suffered non-life-threatening injuries may think they are better off getting checked at an Urgent Care center; however, Prestige ER is known for having the best doctors and nurses in the community, therefore the quality of care offered by us far surpasses that of any urgent care clinic.
Moreover, if your injury turns out to be more severe than you initially thought, having the best doctors taking care of you could prevent long-term disabilities or save your life.
HealthCare.gov recommends that in case of an emergency, you head straight to the closest ER.
You DO NOT need to get prior approval from your health insurance company.
They will cover expenses barring whatever your deductible and coinsurance/copayments are for emergency treatments.
Prestige ER is open and ready to attend car crash victims 24/7, we work with all major insurance companies and our Patient Advocate team is available to help you understand your coverage and rights. We will guide and fight for you every step of the way.
Know Where to Go in the Event of an Emergency
Prestige ER is Your #1 Choice During an Emergency.
#WeStayOPEN 24/7, through weekends & all holidays!
Prestige ER is honored to serve the residents and those passing through Plano, Mesquite, and surrounding cities.
Part of caring for your health is to know where to go in case of an emergency. Please keep in mind that Prestige ER is Open 24/7 every day of the year, if you need us, we are here for you.
We are available 24/7 because an accident can happen at any time. Do not risk your health! Get help from the ER experts when you need it, visit us immediately.
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